Last updated July 25, 2022


The information provided by Premium Health Advisors (“we,” “us,” or “our”) on premiumhealthadvisors.com (the “Site”) is for general informational purposes only. All information on the Site is provided in good faith, however we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the Site. UNDER NO CIRCUMSTANCE SHALL WE HAVE ANY LIABILITY TO YOU FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF THE SITE OR RELIANCE ON ANY INFORMATION PROVIDED ON THE SITE. YOUR USE OF THE SITE AND YOUR RELIANCE ON ANY INFORMATION ON THE SITE IS SOLELY AT YOUR OWN RISK.


The Site cannot and does not contain health insurance advice. The health insurance information is provided for general informational and educational purposes only and is not a substitute for professional advice. Accordingly, before taking any actions based upon such information, we encourage you to consult with the appropriate professionals. We do not provide any kind of health insurance advice. THE USE OR RELIANCE OF ANY INFORMATION CONTAINED ON THE SITE IS SOLELY AT YOUR OWN RISK.


Notwithstanding any current or prior election to opt-in or opt-out of receiving telemarketing calls, or SMS messages (text messages) from our representatives, agents, or affiliates, you expressly consent to be contacted by PREMIUM HEALTH ADVISORS, our agents, representatives, affiliates, or anyone calling on our behalf. This is for any purposes relating to your request for health insurance service, at any telephone number, physical or electronic address you provide, or at which you may be reached. You agree we may contact you in any way, including SMS messages (text messages), calls using prerecorded messages or artificial voice, and calls and messages delivered using an auto telephone dialing system or an automatic texting system.

Automated messages may be played when the telephone is answered, whether by you or someone else. In the event that an agent or representative of PREMIUM HEALTH ADVISORS calls, he or she may also leave a message on your answering machine, voice mail, or send one via text. You certify that the telephone numbers that you have provided, are in fact your contact numbers, and you agree to receive calls at each phone number you have provided PREMIUM HEALTH ADVISORS. You agree to promptly alert PREMIUM HEALTH ADVISORS in the event that you stop using a particular phone number. Your cell/mobile telephone provider will charge you according the type of account you carry with those companies. You may opt out of any future contact via text message by replying anytime with “STOP”. You agree that PREMIUM HEALTH ADVISORS may contact you by email, using any email address you have provided or that you provide in the future. You may opt out of any future contact via email message by replying anytime with “UNSUBSCRIBE”. PREMIUM HEALTH ADVISORS may listen to and/or record calls between you and any representative without notice, as permitted by applicable laws. For example, we listen to calls to monitor for quality purposes.